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What if any relationship is there between IndependentParty and AutonomousAgent? It makes sense that every IndependentParty is an AutonomousAgent, but that subclass relationship is not there.

Recommended Changes

Making things simpler

Contract and ContractTermsSet

• The LOAN SMEs want the ability to directly link a contract to a single term, not requiring an intermediate ContractTermSet. However it is represented, an individual term usually/always amounts to a specification of an obligation that applies to one or both parties.
• I suggest ContractTermSet be subclass of fnd-arr-arr:Collection linked to individual terms using rel:hasMember.  EK suggested as much in a comment. 
• Is it ok for a Contract to have no terms?  If not, then add hasTerms min 1 restriction.
• there is a restriction: [rel:hasPart only ContractTermsSet].  It is highly peculiar that a set of terms and conditions, if it had a part, that part could only be another SET of terms and conditions.  More natural to say a TermSet hasMember [an individual] Term.
• Is a term of  a contract text, or is it the obligation itself?  This is analogous to the distinction between a creative work like “Moby Dick” vs. the specific rendition as text. The commitment is analogous to the work, the contract term is text.

Restrictions that should be min 0

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