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- Jim has created an OWL file from the master MISMO XSDs that are available from MISMO. He has not included any of the object properties from this model, because many of them are defined in xlink (which we can translate easily enough into RDFS, but we’d have to do something special for it), but more to the point, there aren’t a lot of distinctions in these xlinks to make these object properties very interesting.
- More interesting were the interpretations Jim has done of selected subsets of MISMO that Jim has done, in particular HMDA and URLA. These reflect the well-known relationships between loans, collateral and borrower.
The diagram shows that there are three components of a Deal, namely Loan, Collateral and Asset. The Collateral could be a Subject_Property. The Borrower applies for the Loan, and owns the Asset, and makes a declaration to URLA. - This structure also connects to the datapoints that the MISMO team has been working with in their spreadsheet. For example, as part of the URLA declaration, the borrower discloses their Race, which includes one of a specified set of Race Types.
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