This is an overview of the structure of the models in the "red" FIBO around LOANS. They were taken from the OWL files that were generated by Adaptive from the original EA files for FIBO by Mike Bennett.

This shows the folder/file structure of the repository, the files in those folders, and the concepts defined in each of the files.

This doesn't include properties or instance data, just the concepts. Not every concept is listed here, and I have suppressed a lot of repetition, but this gives a good feeling for the coverage and organization of the information.

During our meeting, Mark started to mark this up with additions/changes that we felt were interesting. We could copy them to this wiki as well, but we should probably make a copy, so that we can retain the original for provenance.

Loan Types

- Commercial
  - Borrower, corporate, commercial

- Construction

- - Milestone terms set

- Credit Products

- - Facility tranche, facility, home equity, revolving,

- General

- - Auto, Marine

- Loan Products

- - Representation, Disclosure right

- Mortgage

- - Investment loan, borrower, lender, contract, reverse, second

- Personal

- - Borrower, contract

- Secured

- - Collateralized, Guaranteed

- Student

- - Borrower, contract
- Unsecured

Loans
- Basic terms
  - Loan, commitment, conditions, contract, prepayment penalty, terms set, identifier, id scheme,
- Collateral
  - Property valuation, agreement, provider
- General
  - Country identifier, unsubscribed debt, publicly issued, debt
- Guaranties
  - Guaranty, guarantor, limited, MIG provider, mortgage indemnity, insurance
- Parties
  - Counterparty, principal, third party, AVM Provider, loan party, joint borrower, collateral provider, loan borrower, lender, servicer,
- Regulatory
  - Requirements, legal, agency, data protection, disclosure, right, equal treatment, protection law, reference agency, protection agency, credit reference, good faith estimates, Loan product representation, restrictions, regB, regZ, regulator,

Loans Temporal
- Construction
  - snapshot
- Applications
  - Applicant, borrower, mortgage loan, appraiser,
- Borrowers
  - Corporate, arrears, assessment, ongoing dated fact, corporate dated fact, delinquency, credit rating, personal assessment, personal dated fact, assessment information
- Collateral
  - Dated facts, security interest,
- Phases
  - Deferred, disbursed, delinquent, default, repaid, payment status,
- Appraisal
  - Mortgage, repossession history,
- Events
  - County Court, Judgement, Informative, Legal Proceeding, default processing, mortgage lending, Property related activities, non-payment, (non)-value-changing, prepayment, purchase and sale, property related, valuation historical, purchase price, original LTV
- LTV
  - Ratio, Original,
- Status
  - Active loan, arrears, default proceeding, lifecycle, payment, performance, prepayment, snapshot,
- Temporal
  - Balance, determiner, interest rate, determination, prepayment, record,

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