Concept Map of LOAN structure from FIBO "red"

• Commercial
  • Borrower, corporate, commercial

• Construction

• • Milestone terms set

• Credit Products

• • Facility tranche, facility, home equity, revolving,

• General

• • Auto, Marine

• Loan Products

• • Representation, Disclosure right

• Mortgage

• • Investment loan, borrower, lender, contract, reverse, second

• Personal

• • Borrower, contract

• Secured

• • Collateralized, Guaranteed

• Student

• • Borrower, contract
• Unsecured

Loans

• Basic terms
  • Loan, commitment, conditions, contract, prepayment penalty, terms set, identifier, id scheme,
• Collateral
  • Property valuation, agreement, provider
• General
  • Country identifier, unsubscribed debt, publicly issued, debt
• Guaranties
  • Guaranty, guarantor, limited, MIG provider, mortgage indemnity, insurance
• Parties
  • Counterparty, principal, third party, AVM Provider, loan party, joint borrower, collateral provider, loan borrower, lender, servicer,
• Regulatory
  • Requirements, legal, agency, data protection, disclosure, right, equal treatment, protection law, reference agency, protection agency, credit reference, good faith estimates, Loan product representation, restrictions, regB, regZ, regulator,
    

• Construction
  • snapshot
• Applications
  • Applicant, borrower, mortgage loan, appraiser,
• Borrowers
  • Corporate, arrears, assessment, ongoing dated fact, corporate dated fact, delinquency, credit rating, personal assessment, personal dated fact, assessment information
• Collateral
  • Dated facts, security interest,
• Phases
  • Deferred, disbursed, delinquent, default, repaid, payment status,
• Appraisal
  • Mortgage, repossession history,
• Events
  • County Court, Judgement, Informative, Legal Proceeding, default processing, mortgage lending, Property related activities, non-payment, (non)-value-changing, prepayment, purchase and sale, property related, valuation historical, purchase price, original LTV
• LTV
  • Ratio, Original,
• Status
  • Active loan, arrears, default proceeding, lifecycle, payment, performance, prepayment, snapshot,
• Temporal
  • Balance, determiner, interest rate, determination, prepayment, record,